Only 3% down*

Don't let a bank or another lender convince you that you must put 5%, 10%, or 20% down. It just isn't true. Closing costs may be included with the loan so that the only required down payment is 3% of the purchase price. Read More.
 

FHA/VA
FHA and VA loans allow borrowers even with not-so perfect credit purchase new homes with 3% down* and still maintain an excellent interest rate. Current FHA rate is 6.0%. Our FHA loans are always Fixed for 30 years.
Down Payment
What if I don't have the 3%? Unlike other loans FHA will allow the 3% to come as a gift from a  family member or from a 401k. Read More.
Renter's
Most renters are convinced they cannot qualify to buy a home. Guess what? Most are wrong. Let us help you purchase a place of your very own.
 

INTEREST RATES AT AN ALL-TIME LOW

 

Is it time to REFINANCE?
  
Mortgage Refinancing Calculator
This JavaScript calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter the your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs that will be required for refinancing:
This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):
 
 
 

 Click Here to Apply For a Refinance Now		  

Synergy Home Loans Corporation is licensed with the State Department of Financial Institutions license #s:  AL : MC 20427, AK: 903141, CA: 413-0638, CO: 989223, CT: 19961, 19962, DE: 010055, D.C.: MLB 6337, FL: ML 0700443, GA: 22013, ID: RMD-4726, MLB-4228, IL: MB.6760106, IN: N/A, KY: MC20035, LA,RML 27766-0, MD: 17253, MA: MC5104, MI: SR 0270, FR 1022, MO: N/A, MT: N/A, NV: 2676, 2660, NH: 13569-MB, NM: 3298, NC: L-141689, OH: MB:802769.000, PA: 14292.001, RI: 20072277LB, 20072278LL, SC: S-7, 242, MB-0731201-0731203, SD: 4743, TN: 5050594, TX: 64874, 12165-50996, UT: 5508246-MLCO, WA: N/A